Credit Analyst

Credit Analyst

Job Description

Alaya, a growing FinTech-powered business and a leading force in the finance and mortgage industry, is in search of Credit Analysts to join their dynamic team.

At Alaya, we pride ourselves on our guiding values of Care, Passion, and Oneness. We take pride in offering tailored solutions to our clients, helping them achieve their financial goals with confidence. As a member of our team, you will have the opportunity to collaborate with like-minded individuals, celebrate your unique talents, and forge lifelong connections.
Our dedication to employee well-being and success has earned us numerous awards, including the 2023 HRD Asia 5-Star Employers of Choice Award and the 2021 Liberty Australian Brokerage of the Year Award.

About you:

You’re a meticulous problem solver with a passion for numbers and an eye for detail. You thrive in a dynamic environment, constantly seeking ways to enhance your skills and contribute to a growing team. If you’re looking to take your finance career to the next level, we want you on our team!

Major Responsibilities:

As a Credit Analyst with us, you will play a vital role in assessing and shaping the financial landscape of our clients. Your responsibilities will include:

1. Collaborating with Australian lenders to analyze and solve financial scenarios
2. Assessing completed files with a keen eye for detail and accuracy
3. Preparing preliminary assessments and necessary application forms for clients
4. Ensuring documentation completeness and compliance with lender checklists
5. Effectively communicating and addressing compliance issues with brokers
6. Coordinating tasks with various departments to ensure smooth processes
7. Engaging with clients to gather required information and documents
8. Mentoring new team members to ensure a seamless transition into their roles
9. Assisting brokers in managing client portfolios and post-settlement services
10. Contributing to lead generation through effective communication and outreach

Requirements

• Academic Qualification (Any of the below):
• Masters Qualified with over 2 years work experience
•  ACCA Member with over 2 years working/internship experience
•  Qualified CAs with over 2 years working/internship experience
• Past experience in the finance industry
• Top-notch written and verbal communication skills
•  Strong problem-solving abilities and attention to detail
• Ability to work in a fast-paced environment
• Ability to prioritize tasks and handle multiple projects simultaneously
• A great attitude towards learning – as there will be a huge learning curve!
•  Proficient with Google Apps (Drive, Docs, and Sheets)

Benefits

Credit Analyst is not just another job opportunity – it’s an immersive experience that empowers you to unleash your potential and make a meaningful impact in the Australian home loan industry. We’re passionate about helping you bring your clients’ dreams to life.

If you’re looking for a place that embraces your authenticity and encourages you to soar to new heights, Alaya is the perfect fit. We celebrate diversity, foster creativity, and provide a platform for you to make a meaningful impact.
Besides the list of benefits that the Labour Law mandates, we also offer;

• Salary NPR 50,000 + Social Security Fund (SSF)
• 5-working day (Mon to Fri)
•  Exclusive leaves
• Flexible working hours
• Festival, profit, and book reading bonus
•  Accident and medical insurance coverage

When you step into the role of a Credit Analyst, you will find your niche in our welcoming work environment. You will gain exposure to modern financial solutions and technology in a supportive & collaborative atmosphere. Develop your skills, chart your career growth, and make a meaningful impact on clients’ financial journeys.

Plus, take advantage of our Customer Referral program to earn rewards by recommending our services to friends and relatives in Australia. Join us for a fulfilling career where growth and impact go hand in hand!

Work hours: 6:00 am to 2:00 pm (non-negotiable) including a 1-hour lunch break

Please note that our office premises are open so we will be delighted to work with you in a physical setup if you get selected!

Disclaimer: By submitting your job application, you are consenting to the retention of your personal data in our database for recruitment purposes. Your data will be held securely and will only be accessible to authorized personnel.

If you’re ready to take on a challenging yet rewarding role as a Credit Analyst at Alaya, you are just a click away!

Tagged as: Credit Analyst, Lalitpur