Website Samriddhi Finance Company Limited
Samriddhi Finance Company Limited, a National Level Finance Company with its Head Office in Hetauda, is looking for young dynamic and result oriented Nepalese Citizens for Credit Department.
Position: Chief Credit Officer (Deputy Manager/Manager)
Chief Credit Officer is Head of Credit Department and Part of Top Management. She/He will be responsible for the overall credit function and credit portfolio of company.
- Responsible for credit growth.
- Ensure credit expansion aligned with target.
- Mitigation of credit risk.
- Identify areas for credit growth, risk mitigation etc.
- Responsible for building a good credit portfolio of corporate advances through high quality appraisal.
- Maintain high quality credit portfolio in diversified sectors along with commensurate risk-based returns.
- Overall supervision of credit processes.
- Provide advisory support to business plans and strategy, so as to improve the quality of credit portfolio.
- Implementing strategies for defining credit policy and lending parameters.
- Develop new product paper and review existing policies.
- Participating in determination of interest rate and tariffs.
- Responsible for developing credit control policies and procedure.
- Minimum Bachelors’ Degree in Management/Economics.
- Minimum 5 years’ experience in Credit Management in BFIs not less than officer level.
- Good understanding of legal complexities of loans, repayment capacity.
- Comprehensive banking background in credit management.
- Strong financial analysis and loan underwriting skills.
- Must have knowledge of NRB Directive, Banking laws and other relevant laws.
- Excellent communication skills.
- Having valid two wheelers driving license.
- Excellent Leading skills and can lead the team independently.
Age Limit: Minimum 21 years and not exceeding 50 years.
Interested candidates are requested to submit their application with curriculum-vitae, credentials and latest passport size photograph before close of business dated 2077/11/10 on following Email address: email@example.com please mention the post and place of job while submitting the application. Only short listed candidates will be called for interview. The exam procedure is interview only. No telephone/email queries shall be entertained. Candidates canvassing at any stage of the process will lead to automatic disqualification. The company reserves the right to reject or accept any/all application without assigning reasons whatsoever.